5. Fee and commission income and expense

Fee and commission income

 20132012
restated
Income from financial assets, which are not measured at fair value through profit and
loss, of which:
585,484 578,521
Income from loans and advances granted585,484578,521
Other commissions from: 3,336,775 3,065,994
payment cards 1,314,3221,186,733
maintenance of bank accounts 894,520 881,286
loans insurance 266,199 226,250
maintenance of investment and open pension funds (of which management fees) 400,413 323,276
cash transactions 126,765 136,451
securities transactions79,33482,855
servicing foreign mass transactions 52,29048,785
providing the services of an agent for the issue of Treasury bonds29,02239,295
sale and distribution of court fee stamps 20,927 25,624
Other*152,983115,439
From fiduciary activities 4,343 3,699
Total 3,926,602 3,648,214

* Included in ‘Other’ are i.a.: commissions of the Brokerage House of PKO Bank Polski SA for servicing Initial Public Offering issue and commissions for servicing indebtedness of borrowers against the State budget.

Fee and commission expense on

 20132012
restated
payment cards(575,584) (420,264)
loans insurance (95,005) (76,896)
acquisition services (101,673) (107,140)
settlement services(24,383)(24,058)
asset management fees(12,634)(9,971)
fee and commissions for operating services provided by banks(11,488) (10,756)
Other* (100,083)(82,592)
Total(920,850)(731,677)

* Included in ‘Other’ are i.a.: fee and expenses paid by the Brokerage House to WSE and to the National Depository for Securities (KDPW).