5. Fee and commission income and expense
Fee and commission income
| 2013 | 2012 restated | |
|---|---|---|
| Income from financial assets, which are not measured at fair value through profit and loss, of which: | 585,484 | 578,521 |
| Income from loans and advances granted | 585,484 | 578,521 |
| Other commissions from: | 3,336,775 | 3,065,994 |
| payment cards | 1,314,322 | 1,186,733 |
| maintenance of bank accounts | 894,520 | 881,286 |
| loans insurance | 266,199 | 226,250 |
| maintenance of investment and open pension funds (of which management fees) | 400,413 | 323,276 |
| cash transactions | 126,765 | 136,451 |
| securities transactions | 79,334 | 82,855 |
| servicing foreign mass transactions | 52,290 | 48,785 |
| providing the services of an agent for the issue of Treasury bonds | 29,022 | 39,295 |
| sale and distribution of court fee stamps | 20,927 | 25,624 |
| Other* | 152,983 | 115,439 |
| From fiduciary activities | 4,343 | 3,699 |
| Total | 3,926,602 | 3,648,214 |
* Included in ‘Other’ are i.a.: commissions of the Brokerage House of PKO Bank Polski SA for servicing Initial Public Offering issue and commissions for servicing indebtedness of borrowers against the State budget.
Fee and commission expense on
| 2013 | 2012 restated | |
|---|---|---|
| payment cards | (575,584) | (420,264) |
| loans insurance | (95,005) | (76,896) |
| acquisition services | (101,673) | (107,140) |
| settlement services | (24,383) | (24,058) |
| asset management fees | (12,634) | (9,971) |
| fee and commissions for operating services provided by banks | (11,488) | (10,756) |
| Other* | (100,083) | (82,592) |
| Total | (920,850) | (731,677) |
* Included in ‘Other’ are i.a.: fee and expenses paid by the Brokerage House to WSE and to the National Depository for Securities (KDPW).
