5. Fee and commission income and expense
Fee and commission income
| 2013 | 2012 restated | |
|---|---|---|
| Income from financial assets, which are not measured at fair value through profit and loss, of which: | 585,484 | 578,521 |
| Income from loans and advances granted | 585,484 | 578,521 |
| Other commissions from: | 3,336,775 | 3,065,994 |
| payment cards | 1,314,322 | 1,186,733 |
| maintenance of bank accounts | 894,520 | 881,286 |
| loans insurance | 266,199 | 226,250 |
| maintenance of investment and open pension funds (of which management fees) | 400,413 | 323,276 |
| cash transactions | 126,765 | 136,451 |
| securities transactions | 79,334 | 82,855 |
| servicing foreign mass transactions | 52,290 | 48,785 |
| providing the services of an agent for the issue of Treasury bonds | 29,022 | 39,295 |
| sale and distribution of court fee stamps | 20,927 | 25,624 |
| Other* | 152,983 | 115,439 |
| From fiduciary activities | 4,343 | 3,699 |
| Total | 3,926,602 | 3,648,214 |
* Included in ‘Other’ are i.a.: commissions of the Brokerage House of PKO Bank Polski SA for servicing Initial Public Offering issue and commissions for servicing indebtedness of borrowers against the State budget.
fee-and-commission-income.xls Download XLS
Fee and commission expense on
| 2013 | 2012 restated | |
|---|---|---|
| payment cards | (575,584) | (420,264) |
| loans insurance | (95,005) | (76,896) |
| acquisition services | (101,673) | (107,140) |
| settlement services | (24,383) | (24,058) |
| asset management fees | (12,634) | (9,971) |
| fee and commissions for operating services provided by banks | (11,488) | (10,756) |
| Other* | (100,083) | (82,592) |
| Total | (920,850) | (731,677) |
* Included in ‘Other’ are i.a.: fee and expenses paid by the Brokerage House to WSE and to the National Depository for Securities (KDPW).
fee-and-commission-income-2.xls Download XLS
