Change in accounting policies – impact on quarterly PKO Bank Polski SA Group’s results

1st quarter 20122nd quarter 20123rd quarter 20124th quarter 201220121st quarter 20132nd quarter 20133rd quarter 20134th quarter 20132013
Interest income54.162.146.144.2206.558.855.549.260.3223.8
Interest expense----------
Net interest income54.162.146.144.2206.558.855.549.260.3223.8
Fee and commission income(47.6)(55.8)(43.0)(42.7)(189.1)(61.6)(67.2)(63.4)(72.5)(264.7)
Fee and commission expense8.110.17.98.334.49.011.711.512.744.9
Net fee and commission income(39.5)(45.8)(35.0)(34.4)(154.7)(52.6)(55.5)(51.9)(59.8)(219.8)
Profit before income tax14.616.311.19.851.86.20.0(2.7)0.54.0