Change in accounting policies – impact on quarterly PKO Bank Polski SA Group’s results
| 1st quarter 2012 | 2nd quarter 2012 | 3rd quarter 2012 | 4th quarter 2012 | 2012 | 1st quarter 2013 | 2nd quarter 2013 | 3rd quarter 2013 | 4th quarter 2013 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest income | 54.1 | 62.1 | 46.1 | 44.2 | 206.5 | 58.8 | 55.5 | 49.2 | 60.3 | 223.8 |
| Interest expense | - | - | - | - | - | - | - | - | - | - |
| Net interest income | 54.1 | 62.1 | 46.1 | 44.2 | 206.5 | 58.8 | 55.5 | 49.2 | 60.3 | 223.8 |
| Fee and commission income | (47.6) | (55.8) | (43.0) | (42.7) | (189.1) | (61.6) | (67.2) | (63.4) | (72.5) | (264.7) |
| Fee and commission expense | 8.1 | 10.1 | 7.9 | 8.3 | 34.4 | 9.0 | 11.7 | 11.5 | 12.7 | 44.9 |
| Net fee and commission income | (39.5) | (45.8) | (35.0) | (34.4) | (154.7) | (52.6) | (55.5) | (51.9) | (59.8) | (219.8) |
| Profit before income tax | 14.6 | 16.3 | 11.1 | 9.8 | 51.8 | 6.2 | 0.0 | (2.7) | 0.5 | 4.0 |
