The basic internal regulation regard of remuneration policy is the Collective Labour Agreement (ZUZP) concluded with the company trade union organisations on 28 March 1994 (with subsequent amendments), under which employees of the Bank receive the following remuneration components:

• the base remuneration,
• additional remuneration for working overtime, as well as under conditions which are especially onerous and detrimental to health,

and in addition, based on the separate resolutions passed by the Management Board of the Bank as a result of a recommendation of ZUZP in consultation with the trade union organisations, bonuses and awards for special achievements in work.

In the PKO Bank Polski SA Group entities the principles of the remuneration are set out in rules of remuneration or in employment contracts depending on the size of employment. In addition, the Collective agreement concluded with Committee of Trade Union in 2003 is operating in KREDOBANK SA. The principles of the remuneration of members of the Management Boards of those Companies set out the Standards of the members of the Management Boards of the Group entities employment.

Average base salary and bonuses paid/base salary ratio (in PLN)